Adjustable-Rate Mortgage (ARM)

Adjustable-Rate Mortgage

Find Flexibility & Financial Gains

Benefit from lower initial interest rates with an ARM, which adjusts periodically based on market conditions. This option can result in initial savings, making it suitable for borrowers planning to sell or refinance before rate adjustments occur. ARMs typically start with a fixed rate for a defined period before transitioning to annual adjustments, offering potential interest savings during the initial phase.

Benefits of Adjustable-Rate Mortgages (ARM)

ARMs can also offer greater flexibility for borrowers who expect changes in their financial situation or housing needs. With the possibility of lower payments in the early years, ARMs can be a strategic choice for those looking to maximize their short-term cash flow. Our team can help you understand the nuances of ARMs and determine if this mortgage option agrees with your financial plans.

A mortgage lender pointing to a document placed on a clipboard

Select the Perfect Loan for You!

Other Loan Programs

Alt A man and woman moving into a house, with the mortgage lender holding a document.

First time Home Buyer Loans

Designed to ease the path to homeownership, our first time home buyer loans offer special

Alt A person passing a yellow miniature model of a house to another person

Down Payment Assistance Programs

We offer financial assistance programs to cover down payments and closing costs, improving affordability and

Alt A man stacking coins on top of each other in increasing height

2-1 Interest Rate Buydown

Ease into homeownership with our 2-1 interest rate buydown, offering initial interest rate reductions for

No Image Found