2-1 Interest Rate Buydown

2-1 Interest Rate Buydown

Initial Savings for Long-Term Benefits

Ease into homeownership with our 2-1 interest rate buydown, offering initial interest rate reductions for the first two years of your mortgage. This program provides financial flexibility and temporary relief, particularly beneficial for borrowers anticipating income increases or adjusting to new financial responsibilities. After the initial reduction period, your mortgage rate stabilizes, ensuring long-term affordability and financial planning consistency.

Benefits of 2-1 Interest Rate Buydown

The 2-1 Interest Rate Buydown program offers a strategic advantage for homebuyers by making the initial financial burden of mortgage payments easier. This temporary reduction in interest rates allows borrowers to manage their finances more effectively during the critical early years of homeownership. As your financial circumstances stabilize and your income prospects climb, the mortgage rate stabilizes as well, guaranteeing that your long-term financial planning remains consistent and sustainable.

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Select the Perfect Loan for You!

Other Loan Programs

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Jumbo Loans

For high-value property purchases beyond standard loan limits, our jumbo loans provide competitive rates and

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Conventional Loans

Conventional loans are perfect for borrowers with strong credit and the ability to make a

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HARP

Benefit from refinancing options under HARP, designed for homeowners with limited or negative home equity.

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